About Us
Buy The GuideHome Insurance Buyers Guide is an organization dedicated to helping homeowners find affordable, private Florida homeowners insurance.
We offer an on-line Buyers Guide to give you what you need to survive and prosper during the Florida homeowners insurance crisis:
- The names of companies who are accepting new homeowners insurance business in your county.
- An opportunity to find coverage with the newest companies entering the Florida homeowner insurance market that you've seen in the news - before they sell out all of their new policies.
- A Buyers Guide Rating© that rates each insurance company on a scale of "1 through 10" based on each company's financial stability, length of time in business, customer service history, and industry experience. This rating will save you trips to multiple websites and help you screen the insurance companies quickly.
- Convenient links to help you find the agents representing those companies.
- A place where you can rate your satisfaction with your insurance company.
- An opportunity to share policy cost information with other homeowners.
- A chance to share market intelligence with all Floridians.
- The ability to send your legislators a clear message.
As of January, 2008 the Florida Office of Insurance Regulation reported 466 licensed, admitted insurance companies authorized to write homeowners insurance in Florida. But only a fraction of that number are writing new business.
Our research has identified only 39 companies in Florida accepting new business - and within certain counties, the number is much smaller. Agents have limited ability to write with these companies and this number is only going to get smaller as we move further into hurricane season.
Get the guide and find out who these companies are.
State of Florida Insurance Consumer Advocate Bob Milligan recently said in Florida Today: "Right now, homeowners do not have much of a choice of insurance companies."
Fortunately, the Home Insurance Buyers Guide can help.
The Buyers Guide eliminates your need to rely on your insurance agent or "word of mouth" to find out all of your insurance options. And it is not like a traditional insurance websites where you will get inundated with insurance agent phone calls, emails, and quotes that don't meet your needs.
We're not an insurance company or an insurance agent. No one from the Buyers Guide will contact you when you subscribe. You are free to do your own research and contact an insurance agent of your choice.
Knowing exactly who the companies are that are still writing new business, gives you the ability to ask for a quote directly from the agents who represent that company. If your current insurance agent doesn't represent that company, we'll help you find an agent who does.
We believe it is your best chance to find the limited number of private insurance policies available in the least amount of time.
Building a computer database infrastructure capable of capturing, updating, and consolidating Florida homeowner insurance information has never been attempted on a scale like this before.
Many Florida homeowners have made good faith efforts to share information on websites and blogs. These sites have been helpful, but have not had the technology or personnel necessary to update and maintain this data on an ongoing basis.
And until now, it was not possible to find all of this information in one place.
We have the technology, resources, and commitment necessary to keep this data current. And it is our intention to do so.
When you subscribe to the Buyers Guide and share your own market intelligence, you are giving all Florida homeowners the power and choice to be the best insurance consumer possible during a very difficult time.
Home Insurance Buyers Guide is committed to the goal of providing homeowners with unbiased, independent information that can be used to make an informed insurance purchase. For that reason, the company will not accept advertising or develop business relationships with insurance companies or their agents.
We are also committed to accuracy. Our credibility rests on the quality of the information provided to the Florida homeowner. To ensure accuracy we offer convenient links for insurance companies, insurance agents, and subscribers to report any and all inaccuracies in our data. We are committed to prompt and timely corrections to our database.
The company's founder and president is Michael Letcher. A South Florida resident, Mr. Letcher formerly worked in the Fortune 500 as a senior finance executive with Bank of America, W.R. Grace, Scott Paper, Data General, and Artesyn Technologies. A licensed Certified Public Accountant in Pennsylvania, Mr. Letcher served from 1996 through 2001 as the Vice-Chairman of the Construction Oversight Committee for the Palm Beach County School District. He received his undergraduate BS degree in Accounting from St. Joseph's University in Philadelphia and his MBA graduate degree from Robert Morris University in Pittsburgh, PA.
Mr. Letcher is a Six Sigma Master Black Belt and has used statistical techniques extensively in the financial services industry. He is uniquely qualified to serve Florida homeowners with a well organized, statistically valid process for collecting policy cost benchmarks and customer satisfaction ratings for homeowner insurance companies.
Home Insurance Buyers Guide is looking forward to helping Florida homeowners through the Insurance crisis. But, we won't be successful without your support and feedback. Please join us in our efforts to put the power in the insurance market back where it belongs - in the hands of the Florida homeowner!
How to Reach Us
General Inquiries
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Mailing Address
Home Insurance Buyers Guide, LLC
8461 Lake Worth Road
Suite 403
Lake Worth, FL 33467
Website Information
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