Help for Real Estate Agents
Buy The GuideAre you a top performing Florida real estate agent?
When you sell a new Florida home, what do you do to deliver more value to your new Florida home buyer and to make sure your deal makes it to the closing table during the most challenging Florida real estate market in a century?
Do you throw your new Florida home buyers into the uncertain world of new homeowners insurance in Florida by using the same referral network of Florida home insurance agents you've used for years?
Do you want to take the chance that the home's age, roof, or distance from the coast will make the premiums so high that they kill your Florida real estate transaction?
Or are you taking charge of your own deal and delighting your new Florida home buyers by helping them breeze through the pre-closing requirements for new homeowners insurance in Florida and helping them save thousands at the same time?
In today's Florida real estate market, smart, top performing Florida real estate agents don't take chances by leaving the success of their Florida real estate transaction to someone else. And they don't miss out on referral business by passing on an opportunity to be a hero in the eyes of their new Florida home buyer.
Find out now the secrets top performing Florida real estate agents are using to save new home buyers thousands on new homeowners insurance in Florida while staying in control of their real estate transaction all the way to the closing table.......
As a top performing real estate agent in Florida you know how hard it is to put Florida new home buyers and sellers together in today's Florida real estate market - endless networking, marketing, soliciting listing agreements, showing new Florida homes, and getting both parties to sign the Florida real estate contract.
After all that hard work to bring the parties together, you know from experience that there is no such thing as an easy Florida real estate transaction.
Getting your Florida real estate commission depends on your deal making it all the way to the closing table - where the serious money changes hands.
And you know there are a lot of threats along the way - any one of which could kill your Florida real estate deal:
- The Florida home appraisal not coming in high enough to satisfy the Florida mortgage lender.
- Florida new home inspectors discovering an expensive item that the Florida new home seller doesn't want to fix.
- Expensive Florida homeowners insurance that threatens to scare off the Florida mortgage lender.
After all of your hard work and with all of these obstacles standing between you and your commission check, why would you allow anyone to control these pre-closing responsibilities other than you?
Letting someone else take control over even one of these items could cause your Florida real estate deal to collapse - before it ever makes it to the closing table.
With new homeowners insurance in Florida it used to be easy. You could work with your long time Florida insurance agent to estimate the new home insurance for the closing statement, send your new home buyer to that agent, and that was the end of it.
But as you know, the Florida home insurance crisis has changed all of that - home insurance rates in Florida are still very high.
You can't count on all Florida new home insurance buyers showing up at the closing table with affordable homeowners insurance in Florida.
The new Florida home being purchased might be too old, too close to the coast, or have a roof that needs to be replaced. Any of these things could lead to an ugly surprise that might scare off the bank or the new home buyer and kill your Florida real estate commission.
And because fewer Florida home insurance companies are writing new business, there is a good chance that the Florida home insurance agent you've been sending them to, doesn't represent all of the companies interested in covering the new Florida home you just sold.
With all of this chaos many real estate agents in Florida will simply throw up their hands and take their chances with the same Florida home insurance agent they've always sent the business to.
Smart, top producing Florida real estate agents won't do that.
They've worked too hard to get the new home contract and they aren't going to let the shortage of affordable Florida new home insurance cause their real estate deal to get away.
They see the confusion in the Florida new home insurance market as an opportunity they can use to:
- Take control of the process to make sure that overpriced insurance is not the reason that the Florida new home purchase does not close.
- Deliver more value to the Florida new home buyer by helping them find affordable new homeowners insurance in Florida with a good company.
- Delight the new Florida home buyer and get repeat business from them along with new referral business from their friends.
How do smart, top performing Florida real estate agents do this?
They get all the secrets to finding affordable new Florida home insurance by subscribing to The Home Insurance Buyers Guide.
Who are we and why should you listen to us?
Home Insurance Buyers Guide, LLC is an independent organization founded in 2007 with only one goal - to help new Florida home buyers find, screen, and contact all of the Florida home insurance companies still writing new business.
We've been covered by Florida Today, The Palm Beach Post, The St. Petersburg Times, The Sarasota Herald Tribune, The Miami Herald, and the Daytona Beach News Journal. The major wire services carried the launch of our website and our reports on the new Florida home insurance marketplace. Finally, our newsletter Florida Homeowner Insurance Alert is widely read across the State of Florida.
Top producing Florida real estate agents have used our service to help their new home buyers find affordable homeowners insurance in Florida.
Our service has been featured on many of the leading Florida real estate radio shows around the state including:
- Sale Pending with Kelley Ann Ayers - Keller Williams Realty - Englewood, Florida
- The Real Estate Radio Show with Donna Fries - Panama City Beach, Florida
- Douglas Rill's Real Estate Radio Show - Century 21 America's Choice Realty - West Palm Beach, Florida
Why are in we in the Florida real estate news?
Because we are the first organization to put all the secrets about new Florida home insurance in one place - where top producing Florida real estate agents like you can use our service to help your new Florida home buyers save thousands on Florida home insurance.
Top producing Florida real estate agents use our service to:
- Give their new Florida home buyers the names of Florida home insurance companies most likely to cover their new Florida home.
- Screen out the Florida home insurance companies that are too new or too small and just might not survive after the next Florida hurricane.
- Send their new Florida home buyers to the Florida insurance agents who represent the best companies still writing new business - not the same old network of Florida home insurance agents that might not be able to help their new home buyer find coverage or who simply want to put the new homeowner into Citizens.
- Help their new Florida home buyers to get more quotes from all the Florida home insurance companies still writing new business.
But don't take our word for it. Listen to what top performing Florida real estate agents and new Florida home buyers say about how our service helped them:
"I purchased The Home Insurance Buyers Guide for a real estate deal that was about the close. The home was difficult to insure because of its age and promimity to the Florida coast. By using the guide, in less than one hour, I provided my real estate client with a list of 10 companies to choose from. He was thrilled to get the list and even happier when the premium for homeowners insurance in Florida came in under our original estimates. The Home Insurance Buyers Guide is a must for Florida real estate professionals who want to close more deals and offer more value to clients."
Kelley Ann Ayers - Sarasota County Realtor
Now listen to the reaction of new Florida home buyers who have either used our service or received vital information from our service after their Florida realtor subscribed to it:
"My South Florida real estate agent wasn't fooling around when he recommended your service to me when I was buying my new Boynton Beach home. He was concerned that my home would have to be covered by Citizens Insurance Florida. Thanks to your service, that never happened."
Andrew A. - Palm Beach County New Home Buyer
"Because of the risk of sinkholes in the Brooksville area, my Florida real estate agent recommended that I subscribe to your service to find new homeowners insurance in Florida for my new home. It wasn't easy but I found three companies using your service that not only quoted my home, but allowed me to beat the original estimates for homeowners insurance!"
Ralph S. - Hernando County New Home Buyer
"My Florida real estate agent gave me a hand written note with the top five companies from your service writing new Florida home insurance business in Fort Pierce. It's the first time a Florida real estate agent ever helped me with some of the closing red tape. I was thrilled when one of those companies saved me $780 on new Florida home insurance. That Florida realtor will be getting more of my business in the future on the Treasure Coast."
Stuart G. - St. Lucie County New Home Buyer
"Don't buy a new home in Fort Myers without using this service. I was very happy my Southwest Florida real estate agent recommended it"
Margaret B. - Lee County New Home Buyer
"I'm glad my Sebring Florida real estate agent was paying close attention to the numbers and recommended I subscribe to your service. The numbers for my Florida mortgage were very tight from the beginning. I don't think my closing would have gone through if I hadn't been made aware of your service."
Frank V. - Highlands County New Home Buyer
"When I bought my new Florida home in Bradenton, the Florida property taxes and the Florida mortgage payments were very high. I was very concerned that the new Florida home insurance coverage was going to make the escrow payments totally unaffordable to me. I'm very thankful my Florida real estate agent recommended your service to me."
David M. - Manatee County New Home Buyer
"My Florida real estate agent subscribed to your guide and presented me with the names of 6 Florida home insurance companies that saved me $1,113 off the original estimates for homeowners insurance in Florida on my Sebastian home. I've already referred 3 friends to this Florida realtor because I was so happy with the outstanding service."
Walter G. - Indian River County New Home Buyer
"Quite frankly, Florida realtors have left me with lots of messes and unpleasant surprises that have shown up on closing day in the past. It was nice to work with a Florida real estate agent who used your service and was looking out for me when I purchased my new Florida home in Fort Walton Beach."
Lowell P. - Okaloosa County New Home Buyer
"My Florida real estate agent was very concerned about whether I could find new Florida homeowners insurance when I bought my new home in St. Augustine. I'm very thankful my realtor subscribed to your service and gave me a list of three good new Florida home insurance companies to cover my home."
Howard T. - St. Johns County New Home Buyer
"When I bought my new Florida home in Daytona Beach, the Florida real estate agent recommended a very shaky, new start-up Florida home insurance company. I was so concerned, I called up the listing agent and she referred me to your service. I found a great company using your service and picked a company that you had given a very high Buyers Guide rating. The next time I buy or sell Florida real estate, I'm contacting the listing agent, not the Florida real estate agent who sold me the home."
Keisha W. - Volusia County New Home Buyer
You see, it doesn't matter whether you purchase access to the buyers guide for your new Florida home buyer, or simply refer them to our service. Either way you get the same result - a delighted new Florida home buyer who is more likely to recommend your Florida real estate services to friends and family. And a new Florida home buyer who is more likely to use you to sell their real estate in Florida in the future.
What about you?
Are you ready to get all the secrets to new Florida home insurance used by top performing Florida real estate agents?
Do you want to make sure that you've done all that you can to make sure your real estate transaction does not collapse because of hard to find, overpriced Florida home insurance?
Are you comfortable with the fact that the Florida home insurance agent you are sending your new Florida home buyers to doesn't represent all of the Florida home insurance companies writing new business? Do you want your new home buyer to miss out on even one of the companies still writing new business if that company just might keep the real estate closing on target?
How would you feel if the Florida home insurance agent you've been sending your Florida new home buyers to for years, recommended a Florida home insurance company that failed after the next Florida hurricane and couldn't pay it's claims? Do you think your new Florida home buyer will blame you if that happens?
If any of these things concern you, it's never been more important for top Florida real estate agents like you to help your new Florida home buyers get the best deals on affordable Florida home insurance with the right company.
Fortunately, you're just minutes away from all the secrets to affordable Florida home insurance for your new Florida home buyers.
Before we sold one subscription to our on-line buyers guide, we spent one full year analyzing the Florida home insurance market. And, quite frankly, we were surprised by the poor condition it was in:
- Only 39 Florida home insurance companies out of over 500 companies licensed to sell Florida home insurance were writing new business - not exactly a consumer's dream!
- Finding new South Florida home insurance is even more challenging with fewer than 25 companies per county actively writing South Florida home insurance at any point in time.
This lack of competition increases the chances that your new home buyers will overpay for Florida home insurance on their new home - especially if they miss out on some of the companies writing new business.
But the best part of our research revealed some of the most closely guarded secrets of the Florida home insurance industry - things that make it harder for new Florida home buyers to find the most affordable Florida home insurance for their new Florida home:
- A typical Florida home insurance agent represents 5 to 10 Florida home insurance companies. If your new Florida home buyer decides to use the Florida home insurance agent you recommended to them, they might miss up to 30 additional companies that want to cover their new Florida home that this agent doesn't represent. That's a lot of companies to miss out on - especially if the numbers are tight and there is a risk that this buyer won't be able to close on the new home.
- Other Florida home insurance agents don't give all new Florida home buyers the same access to all the Florida home insurance companies they represent. How? Some may only present your new home buyers with their best Florida home insurance companies only if your new home buyers also allow them to quote their auto and life insurance business.
All of what we learned inspired us to create The Home Insurance Buyers Guide - the hidden path to affordable Florida home insurance for new Florida home buyers - a unique combination of Florida home insurance companies along with the Florida home insurance agents representing them so that your buyers end up with more quotes on their new Florida home.
We've combined all of our knowledge of the Florida home insurance market in one convenient on-line database to give you the best secrets to affordable new Florida home insurance in just minutes - a simple way for you to find and screen all of the Florida home insurance companies who want to cover new Florida homes.
In just minutes you'll have two weeks access to our on-line database with all the inside information you need to help your Florida new home buyers find affordable home insurance:
- The names of private Florida home insurance companies still writing new business in your county so that your buyers can get quotes from as many companies as possible and save thousands!
- Access to a real system that screens each Florida home insurance company from best to worst using our Buyers Guide Rating© to help your buyers narrow the field to a "short list" of companies in minutes.
- A list of underwriting guidelines for each Florida home insurance company so you can clearly see which companies want to cover the kind of new Florida home being purchased by your buyer.
- Contact information for Florida insurance agents representing the companies writing new business for new homes like the one you just sold.
You'll have everything you need help your new Florida home buyer to save thousands of dollars on new Florida home insurance - a continuously updated highly accurate database at your fingertips so that you don't have to do endless research to help your buyer stay on top of a constantly changing market.
Your new Florida home buyer will be surprised at how much you helped them save on their new Florida home insurance.
You'll be keeping your new home buyer on track and moving smoothly towards the Florida real estate closing and your commission check.
But that's not all you'll get........
As a subscriber we'll tell you all the secrets of the new Florida home insurance market in your county:
- Who is writing new business in the Citizen Wind pool near the coast.
- How far away from the coast new Florida homes can be to get coverage.
- The Florida home insurance companies covering the oldest homes.
- Companies that are restricting coverage on Florida wood frame homes.
In just minutes, you'll have all the inside information on new Florida home insurance - data that took us over one year to find.
Where else can you find the secrets to help your new home buyers save thousands of dollars on new Florida home insurance - and make you look like a hero?
How many real estate transactions can you help get across the finish line with access to information like this at your fingertips? How many other real estate agents in your office would love to have this information?
What would you expect to pay for all of this?
If you found even one lower priced Florida home insurance company that you didn't know about, one additional quote could easily save your new home buyer $500 on new Florida home insurance. $500 just might ensure that one of your new home sales makes it to the closing table. But the buyers guide doesn't cost $500.
$250 would make sense considering all the time you won't have to spend helping your new Florida home buyer shop for a new Florida home insurance policy. In less than 30 minutes, you'll be giving your new home buyer all the information they need - far exceeding the kind of service they usually get from their Florida realtor. But you won't pay $250 for the buyers guide either.
$100 would be a steal if even one of your new home buyers was so thrilled with your service that he referred you to a friend who sent you a listing for a $1 million home. But the buyers guide costs a lot less than that.
$50 would be a fair price if the guide helped you steer your new home buyer away from even one thinly capitalized Florida home insurance company that might fail after the next Florida hurricane. You'll be a hero in the eyes of your buyer, but you won't pay $50 either.
We want to share the secrets to affordable, new Florida home insurance with you at a great price, that will pay for itself many times when used by a top performing Florida realtor like you.
That's why we're making your buyers guide subscription available now for the low introductory price of only $19.99 for access to the Florida County of your choice - much less than you would pay for an auto or electronics consumer guide that will save your new Florida home buyer thousands. Just the goodwill and referral business alone will pay for your buyers guide subscription many times over.
Smart new top producing Florida real estate agents like you know that $19.99 is a trivial amount to pay for a service that will keep you in total control of your real estate transactions and save your new Florida home buyers thousands. Just the good will and referral business alone will pay for your buyers guide subscription many times over.
Be the first in your office to take more control of all your Florida real estate transactions today:
If that's not enough, there's more!
As a subscriber to our community you also get:
- A free subscription to our quarterly eZine - "Florida Homeowner Insurance Alert" emailed to you as it is published. It includes guest columnists written by the best minds working on the Florida Homeowners Insurance Crisis, along with updates on the new Florida home insurance market.
- Privacy - No new Florida home insurance company or agent will contact you or your new home buyers.
- Independence - We will not accept any compensation of any kind from Florida home insurance companies or their agents. We help you find, screen, and contact private Florida home insurance companies writing new business. Your new home buyers decide which companies to contact.
When you think about it, what's $19.99 compared to how much the buyers guide can help you exceed the expectations of your new Florida home buyers - leaving them raving about your service?
Let's face it. Your new home buyers simply don't have time to research all of the Florida home insurance companies when they are in the process of buying a new Florida home. Let us do the hard work for them - far in advance of the closing date.
Top producing real estate agents in Florida who don't have this information will be at a competitive disadvantage to you - not delivering anywhere near the value and service that you will provide to your new home buyer by subscribing to this service.
Don't be left on the outside while top producing Florida real estate agents deliver extra value and get all of the repeat Florida real estate business.
Your just minutes away from all the secrets to affordable, new Florida home insurance - secrets that top producing Florida real estate agents are using to delight their new Florida home buyers over and over.
Subscribe to The Home Insurance Buyers Guide today!
